The relationship between futures price and spot price can be summarized in terms of what is known as the cost of carry. This measures the storage cost plus the interest paid to finance the asset less the income earned on the asset.
In the stockmarket - time is not money - time is time and money is money.
Often money that is just sitting can later be moved into the right situation at the right time and make a vast fortune – patience – patience.
An option with no intrinsic value. A call option is out-of-the money if its strike price is above the underlying and a put option is so if its below the underlying.